Hadi, Marsella Renita (2025) Pengaruh Financial technology dan Financial Literacy terhadap Keberlangsungan Usaha UMKM di Kota Kediri (Studi Kasus Bantuan Modal DBHCHT Kota Kediri Periode Tahun 2024). Skripsi thesis, Universitas Kadiri.
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Abstract
This study aims to examine the influence of financial technology and financial literacy on the business sustainability of MSMEs in the city of Kediri. A quantitative approach was employed, with data collected through both primary and secondary sources using field observations and questionnaires distributed to 100 respondents selected through purposive sampling. The data were analyzed using multiple linear regression, along with validity tests, reliability tests, coefficient analysis, as well as t-test and F-test, processed using SPSS version 24. The results of the study indicate that financial technology has a positive and significant influence on business sustainability. Meanwhile, financial literacy does not have a significant effect on business sustainability. However, when considered simultaneously, financial technology and financial literacy jointly influence the sustainability of MSMEs in Kediri. Keyword: Financial Technology, Financial Literacy, Business Sustainability, MSMEs.
| Item Type: | Thesis (Skripsi) |
|---|---|
| Subjects: | H Social Sciences > HB Economic Theory H Social Sciences > HN Social history and conditions. Social problems. Social reform |
| Divisions: | Fakultas Ekonomi & Bisnis > Prodi Ekonomi Pembangunan S1 |
| Depositing User: | Unnamed user with email rio.mahardiko@gmail.com |
| Date Deposited: | 25 Feb 2026 04:19 |
| Last Modified: | 25 Feb 2026 04:19 |
| URI: | http://repository.unik-kediri.ac.id/id/eprint/1059 |
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